Getting the Most from Your Total Rewards

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Taking the time to explore your benefits can help you save money and take advantage of all of the Total Rewards you receive as an employee.

Medical Plan – different plans offer different cost-saving benefits, but you may be able to save money or get more value through:

• covered preventive care
• in-network providers
• Nurseline
• mail-order and generic prescription drugs

Retirement – not contributing to your 401(k) is like leaving money on the table. In addition to funding your defined benefit Pension Plan, the Company matches a certain portion of your contribution. Also, making a pre-tax 401(k) contribution may actually move you into a lower tax bracket, helping you bring home more money and meet your retirement planning goals at the same time.

EAP – the Employee Assistance Plan (EAP) offers free or low-cost benefits including:

• free mental health counseling
• legal services
• financial planning
• child/parenting resources
• adult care
• chronic condition support

Other Programs – you can take advantage of multiple other cost-saving benefits provided by Xcel Energy and its operating companies:

• Pre-tax bus and train passes
• College savings plan
• Tuition reimbursement

Learn more by visiting myHR on XpressNET or go to hr.xcelenergy.com. Review your Total Rewards Statement. Or call the Xcel Energy HR Service Center at 1-800-689-7662.

More information about the EAP is available at liveandworkwell.com (access code: xcel) or call 1-866-248-4096.